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*Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. “Guaranteed Approval” is contingent upon successfully passing this mandatory identification confirmation.

These Cards are issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used wherever Visa debit cards are accepted. The Bancorp Bank; Member FDIC.

¹ An additional Load Fee (depending upon retailer) will be charged by the retailer each time funds are loaded on your Card. This amount is an independent fee assessed by the individual retailer only and is not assessed by us.

² You may withdraw cash from a bank teller at any one of 14,000 Visa member banks within the United States. No additional fees apply. You must present a valid form of identification along with your Card to the bank teller and let him/her know the exact amount you wish to withdraw. The maximum amount you can withdraw is the available balance on your Card up to $2,500.00. If you attempt to withdraw an amount greater than your available balance, the transaction will decline. Please note the bank teller cannot access your account to check your available balance.

³ If certain conditions are not met, your Card will be considered inactive. Inactivity is defined as no value loads, no purchase activity or cash withdrawals performed for sixty (60) consecutive days. This does not include fee charges. If your Card becomes inactive, your Card will be charged a Conditional Monthly Fee. Your Card will be charged a Conditional Monthly Fee per month with the first occurrence assessed at sixty (60) days of inactivity. Thereafter, the Conditional Monthly Fee will be assessed on the first day of each month until activity restarts or a zero (0) balance is reached.

All fee amounts will be withdrawn from your Card Account and will be assessed as long as there is a remaining balance on your Card Account, except where prohibited by law. Anytime your remaining Card Account balance is less than the fee amount being assessed, the balance of your Card Account will be applied to the fee amount.