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How Credit Cards Are Crushing Americans
Credit Cards have been a major contributing factor in the economic crisis plaguing the United States. Credit card companies throw everything at American consumers from unfair fees to unbelievable interest rates. They encourage consumers to spend with great offers of low interest rates and no fees, but in the fine print you will find the truth. Below is a glimpse into the amount of credit and credit debt out there. You are usually safer purchasing prepaid debit cards, since they do not come with all the restrictions and penalties of normal credit cards. Also below is a great explanation of the upcoming U.S. Credit Act, which was created to help the American consumer, kinda.
*Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. “Guaranteed Approval” is contingent upon successfully passing this mandatory identification confirmation.
These Cards are issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used wherever Visa debit cards are accepted. The Bancorp Bank; Member FDIC.